Nov 26

RTI act

Posted in government, law

Over the last week, I have realized how much freedom of speech you have in India and how much better most large Indian companies are compared to certain foreign organizations in so called democracies.

Even if Rs 3 is wrongly deducted , you can hope to get it back in India from a well run company,  but outside India, you are unlikely to be treated fairly and decisions are taken unilaterally. Their lawyers  will claim to have made payment, but will not be able to provide any supporting evidence.

If  you are dealing with a government organization,  you can use the

Right to Information Act

It takes time, but you will get the information you need.

comments: 0 »
Nov 24

Couriers and cheque books

Posted in crime

You can never be too careful.  When you receive a cheque book, you should always ensure that the cheque leaves are in place.

http://timesofindia.indiatimes.com/city/mumbai/Woman-swindled-of-Rs-25-lakh/articleshow/5262344.cms

Some couriers will deliver a courier to some other address and then claim it has been delivered to you.  You should be alert and register a complaint as soon as you realise some thing is wrong.

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Nov 22

Salaries in non-urban areas

Posted in business, internet

There is a big gap in the salaries in urban and rural areas.  In small towns and villages, even today  a salary of  Rs 3000 per month (less than US$60)  is considered adequate for a white collar job.  The cost of living is also lower.

BPO salaries in rural India

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Nov 15

Stolen leads and affiliate commissions

Posted in business, internet

If  leads and affiliate sales are a major source of  revenue,  it is important to find reliable businesses/ websites to work with.  Very often, your affiliate commission gets stolen,  if the minimum payout is $25,  you do not have a single conversion for months once you reach $24.  And when you remove the affiliate link from your website, the affiliate manager starts frantically emailing you.

Lead generation is better, you can atleast forward the same lead to another company / competitor and also warn the buyer about the supplier who has cheated you.   An example of what people do when promises are not kept.

http://www.david-carter.com/wp/2009/11/the-real-power-of-domain-development/

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Nov 10

Indian online media companies

Posted in business, internet

A post on the failure of  Indian media companies online.   For any business  to be profitable, the cost of producing content should be less than the revenues.   Unfortunately there are very few reliable means of monetizing  quality content written for the Indian market today.

The other factor is that most internet companies follow the latest trends  in USA and do not do enough market research of the local market.   Verisign is advertising .com extensively to increase the marketshare, but India remains a very low tech country. I continue to be amazed that many of the tech gurus and internet “experts” (some of whom have newspaper columns), continue to use a wordpress or blogspot subdomain, which can be deleted any time.    From fairly reliable sources, approximately  twenty percent or less SMEs with a website and domain name registration, actually pay for the domain name online, others prefer offline methods.  If  you do not understand your customer and his or her needs well, how  will you make money online?

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Nov 8

VPN

Posted in business, internet, phone

Virtual Private Networks , comparison of software VPN and hardware VPN

http://articles.techrepublic.com.com/5100-10878_11-1059747.html

BSNL tariff for  Broadband VPN

http://www.bsnl.co.in/service/dataone_tariff.htm

comments: 0 »
Nov 2

Corporate spying and tech gadgets

Posted in business, cyberlaw

As this article illustrates,  email interception is rampant.

http://www.usatoday.com/tech/news/computersecurity/2009-07-28-corporate-espionage-recession-tech_N.htm

In USA,  business executives get arrested, in India they know they can get away with it. So you get mails with “guess who I am” .

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Oct 30

Cheap online content

Posted in business, internet, technical

A very detailed articles  on online content generation .  Search engines today cannot distinguish between low  and high quality content,  so  it is easier and more rewarding today to churn out poor quality content, then take the effort to write something really useful.  Using an algorithm to find the most in demand information using ISP data is a good innovation and also shows that online privacy is non existent.

comments: 0 »
Oct 23

Data interception and email

Posted in business, cyberlaw, internet, law

Online shopping is relatively safe since most ecommerce stores use a secure (https:// ) connection .   Most people use email for personal correspondence , sending jokes and other trivial information, so  email security  solutions are not easily available.  But if you use email for sending confidential information like pricing or potential buyer information, the current  solutions are inadequate.   Your well funded competitor will hire a hacker who will intercept, delay and modify your emails and the damage can results in losses of thousands of dollars or more.

http://www.anonic.org/online-security.html

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Oct 19

Bank SWIFT codes

Posted in business, internet

Bank SWIFT codes for Wire Transfer
for ICICI Bank, Mumbai
N° BIC code Institution Branch name City heading
1 ICBRINB1XXX ICICI SECURITIES LIMITED MUMBAI
2 ICICINBB011 ICICI BANK LIMITED (ANDHERI BRANCH) MUMBAI
3 ICICINBBCTS ICICI BANK LIMITED (GLOBAL TRADE SERVICES UNIT-MUMBAI) MUMBAI
4 ICICINBBFEX ICICI BANK LIMITED MUMBAI
5 ICICINBBGRP ICICI BANK LIMITED (CENTRALIZED PAYMENT HUB) MUMBAI
6 ICICINBBNRI ICICI BANK LIMITED (CROSS BORDER PAYMENT PROCESSING CENTRE) MUMBAI
7 ICICINBBOBU ICICI BANK LIMITED (OVERSEAS BRANCH UNIT) MUMBAI
8 ICICINBBRT1 ICICI BANK LIMITED (REGIONAL TRADE SERVICES UNIT-MUMBAI) MUMBAI
9 ICICINBBSAN ICICI BANK LIMITED (SANGLI BRANCH) MUMBAI
10 ICICINBBTSY ICICI BANK LIMITED (TREASURY) MUMBAI
11 ICICINBBVC1 ICICI BANK LIMITED (VOSTRO CELL-MUMBAI) MUMBAI
12 ICICINBBXXX ICICI BANK LIMITED MUMBAI
13 ICIFINB1XXX ICICI SECURITIES AND FINANCE COMPANY LIMITED MUMBAI

Search using

http://www.swift.com/bsl/freequery.do?lang=en

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